Liberty Mutual Car Insurance

Liberty Mutual offers a wide range of add-on coverages backed by excellent customer service and a convenient online platform

Compare Rates From Top Car Insurance Providers.

What we know about Liberty Mutual

Massachusetts based Liberty Mutual started selling insurance in 1912. Headquartered in the city of Boston, Liberty Mutual has excellent financial strength. The company is the nation’s eighth-largest auto insurer based on direct premiums written. The company offers an easy online quote process and resources regarding the policies. Currently, Liberty Mutual auto insurance policies are available in all 50 states including the District of Columbia. The company ranks 3 out of 5 in J.D. Power rating and an A-on BBB website.




Claims Rating


User Satisfaction

Features & Services

Liberty Mutual provides several useful features for its customers.

Features such as lifetime repair guarantee, new car replacement, and accident forgiveness (no at-fault accidents during the past five years) are peculiar features of Liberty Mutual. The company is associated with a nationwide network of auto repair shops and offers a lifetime repair guarantee to policyholders who get their cars repaired at one of these shops.

Furthermore, Liberty Mutual’s optional New Car Replacement program will pay for a new car (insured car be less than a year old with no more than 15,000 miles driven), if the car is completely damaged.


  • Accident forgiveness
  • Towing & substitute coverage
  • Online account management
  • Mobile app
  • Roadside assistance
  • Policy bundling discounts
  • 24/7 service

Optional Coverage

  •    Roadside Assistance
  •    Rental Reimbursement
  •    Legal Defense Costs Coverage
  •    Teachers Insurance
  •    Emergency Lockout Coverage
  •    Vanishing Deductible
  •    Gap Insurance
  •    Emergency Assistance Coverage
  •    Accident Forgiveness
  •    Lifetime Repair Guarantee
  •    Better Car Replacement
  •    Work Loss Coverage
  •    New Car Replacement Coverage
  •    Original Equipment Manufacturer Coverage

Liberty Mutual Car Insurance FAQs

How much could I save by switching to Liberty Mutual auto insurance?

By switching to Liberty Mutual you can save big on car insurance rates. Programs like RightTrack program can save up to 30% depending on your driving habits. Liberty Mutual’s RightTrack program tracks your driving habits like miles you drive, at what time of the day you drive, how hard you brake, etc.

How do you receive Liberty Mutual auto insurance discounts?

Liberty Mutual offers a lot of discounts on their car insurance policy. They offer discounts like homeowners discounts, military discounts, good student discounts, anti-theft discounts, alternative energy discounts, violation-free discounts, student away-at-school discounts, multi-policy/multi-car discounts, early shopper discounts, online purchase discounts, pay-in-full discounts, paperless policy discounts, RightTrack program, preferred payment discounts and accident-free discounts.

For you, to avail, these discounts check for your eligibility and select the preferred discount while filling your quote. In case if you don’t find any such option, call your agent or contact Liberty Mutual customer service and inform them about the discounts you want.

Does Liberty Mutual Car Insurance cover rental cars?

Liberty Mutual rental car coverage option varies from state to state. Check your policy and see whether Liberty Mutual covers the rental car. In a few states, Liberty Mutual’s comprehensive and collision coverage will extend to your rental car. In such a case you need not have to add a rental car coverage to the policy.

Can I make changes to Liberty Mutual car insurance policy online?

Liberty Mutual lets you edit your policy at any point in time. Using Online Policy Change you can update your contact information, policy coverages, vehicle types, drivers added and other relevant information. The company doesn’t give options to cancel your car insurance. Liberty Mutual strongly suggests that you call their customer service to start the cancellation process. Any other changes made will be impacted within 14 days.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

  • We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
  • We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.

Compare rates from the top car insurance companies in your area



Your information is secure.