USAA Car Insurance

USAA auto insurance is the best choice for active military personnel, veterans and their families

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What We Know About USAA

Founded by 25 Army officers who decided to insure each other’s vehicles, USAA was founded in 1922 and headquartered in the city of San Antonio, Texas. USAA sells insurance across the country, servicing active and former military service members and their families. USAA offers its membership to active and retired military professionals (including the Army, Navy, Air Force, Coast Guard, and Marines) and their families (children, widow/widower, and spouses). The company has superior financial strength and the J.D. Power rating for the company is 5 out of 5. USAA has received many awards and is the number 1 insurance provider for military families.

1922

Founded

5

Claims Rating

A++

User Satisfaction

Features & Services

USAA offers various discounts to its customers. The company offers new car replacement coverage which will cover your new car if it gets totaled. USAA’s gap insurance coverage pays for the difference between the actual value of the car and the loan amount. USAA also offers proof of financial responsibility or SR22 bond to high-risk drivers. It also offers liability insurance to drivers who don’t own a car.

Rideshare insurance is another peculiar feature of USAA and this provides extra coverage for Uber and Lyft drivers. The company also has various discounts based on usage.

Features
  • 24/7 service
  • Mobile app
  • Flexible / convenient payments
  • Roadside assistance
  • Online account management

Optional Coverage

  • Complete TickRental Reimbursement
  • Complete TickRoadside Assistance
  • Complete TickAccident Forgiveness
  • Complete TickExtended Coverage

USAA Car Insurance FAQs

What will increase USAA car insurance rates?

Generally, all insurance companies will increase your policy premiums after an at-fault accident. USAA only provides accident forgiveness if you have been insured with USAA five or more years and there was no at-fault accidents during the last five years. You rates will go high if there was an at-fault accident 5 years ago. Your insurance rates will go high if you have a number of moving violations in the last three years.

What’s not covered by USAA auto insurance?

USAA is not selective about the vehicles they insurance. The company offers auto insurance for all types of personal vehicles. USAA offers coverage via third party carriers for special vehicles such as motorcycles, motorhomes and antique cars.

Is there a membership fee to join USAA?

There is no membership fee to join USAA car insurance. But you should meet the company’s eligibility requirements. USAA will only provide coverage to military personnel who are currently working in US military and retired military personnel.

Will USAA insure cars in two different states?

USAA offers insurance to drivers who have 2 vehicles in two different states. Contact USAA customer support and they will help you get a car insurance for both the vehicles.

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