Cheap Car Insurance In New Jersey

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New Jersey Coverage

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Newark, NJ

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New Jersey Car Insurance

If you want to drive legally on the roads of New Jersey, you must have an active New Jersey auto insurance policy. According to recent surveys, the average yearly car insurance premium in New Jersey is $1,679 which is 17.6% higher than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of New Jersey.

A licensed driver should carry a minimum liability auto insurance New Jersey for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The Minimum Policy Coverage

$15,000 bodily injury liability per person.
$15,000 personal injury protection per accident.
$5,000 property damage liability per accident.

Cheap Car Insurance In New Jersey

In New Jersey, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in New Jersey and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in New Jersey.

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Optional Coverage

Accident Forgiveness
Roadside Assistance

Rental Reimbursement
Extended Coverage

Cheap Car Insurance Providers In New Jersey

Cheap car insurance providers in New Jersey are:

21st Century, Travelers, New Jersey Manufacturers, Penn National, Palisades, Cal Casualty, Hartford, Allstate, USAA, Mercury, Amica, Esurance, etc.

New Jersey Auto Insurance FAQS

Which are the least expensive cities in New Jersey to insure?

Auto insurance in New Jersey is least expensive in cities such as Toms River, Sayreville, Vineland, Lakewood, and New Brunswick.

What is New Jersey’s “no-fault accident system”?

New Jersey has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident. You can move out of the no-fault system and file a lawsuit against the at-fault driver if;

if you loss of a body part

if there is a significant disfigurement

if there is a significant scarring

if there is a displaced fracture

if you loss of a fetus

if there is a permanent injury (affected body part has not healed to allow normal function and is not expected to), or death

Also, New Jersey’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.

Which are the most expensive cities in New Jersey to insure?

Auto insurance in New Jersey is expensive in cities such as Newark, West New York, East Orange, Passaic, and Paterson.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.