Cheap Car Insurance In New York

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New York Coverage

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New York City, NY

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New York Car Insurance

If you want to drive legally on the roads of New York, you must have an active New York auto insurance policy. According to recent surveys, the average yearly car insurance premium in New York is $1,582 which is 11% higher than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of New York.

A licensed driver should carry a minimum liability auto insurance New York for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The Minimum Policy Coverage

$25,000 bodily injury liability per person.
$50,000 personal injury protection per accident.
$10,000 property damage liability per accident.

Cheap Car Insurance In New York

In New York, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in New York and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in New York.

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Optional Coverage

Accident Forgiveness
Roadside Assistance

Rental Reimbursement
Extended Coverage

Cheap Car Insurance Providers In New York

Cheap car insurance providers in New York are:

Erie, Utica National, USAA, Progressive, Travelers, Allstate, MetLife, Amica, Preferred Mutual , New York Central Mutual, GEICO, Safeco, State Farm, Central Mutual, etc.

New York Auto Insurance FAQS

Which are the least expensive cities in New York to insure?

Auto insurance in New York is the least expensive in cities such as West Seneca, Binghamton, Irondequoit, Troy, and Albany.

What is New York’s “no-fault accident system”?

New York has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident. The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, New York’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.

Which are the most expensive cities in New York to insure?

Auto insurance in New York is expensive in cities such as Hempstead, Freeport, New York, Mount Vernon, and Brentwood.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.