Cheap Car Insurance In Alabama

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Alabama Coverage

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Birmingham, AL

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Alabama Car Insurance

If you want to drive legally on the roads of Alabama, you must have an active Alabama auto insurance policy. According to recent surveys, the average yearly car insurance premium in Alabama is $1,358 which is slightly lower than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Alabama.

A licensed driver should carry a minimum liability auto insurance in Alabama for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The Minimum Policy Coverage

$50,000 for all injuries in a single accident.
$25,000 for injury liability covering one person.
$25,000 for property damage involved in one accident.

Cheap Car Insurance In Alabama

In Alabama, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Alabama.

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Optional Coverage

Accident Forgiveness
Roadside Assistance

Rental Reimbursement
Extended Coverage

Cheap Car Insurance Providers In Alabama

Cheap car insurance providers in Alabama are:

State Farm, Travelers, Cincinnati Insurance, USAA, GEICO, The General, Progressive, Nationwide etc.

Alabama Auto Insurance FAQs

Which are the least expensive cities in Alabama to insure?

Auto insurance in Alabama is least expensive in cities such as Skipperville, Ozark, Fort Rucker, Newton and Daleville.

What is Alabama’s “at-fault accident system”?

Alabama has an at-fault accident system. According to the at-fault system, the person who is responsible for causing an accident will pay for the expenses (including medical expenses). In Alabama, a person who got injured in an accident can proceed in three ways:

Filing a claim with their own insurance company
Filing a third-party claim with the at-fault driver’s insurance carrier
Filing a lawsuit in civil court against the at-fault driver

Are Nationwide’s online rates the same as rates from an agent?

Online progressive insurance rates may differ from the insurance rates provided by an agent. When someone buys insurance from an agent he has to pay the commission to that agent. At the same time when someone buys online or directly, the rates reflect other freight charges of the company.

Which are the most expensive cities in Alabama to insure?

Auto insurance in Alabama is expensive in cities such as Fairfield, Dolomite, Mulga, Birmingham and Belle Fontaine.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.