Cheap Car Insurance In Minnesota

Cheap Car Insurance In Minnesota

In Minnesota, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Minnesota and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Minnesota.

Minnesota Auto Insurance FAQS

Which are the least expensive cities in Minnesota to insure?

Auto insurance in Minnesota is least expensive in cities such as Mankato, Moorhead, Rochester, Shakopee, and Apple Valley.

What is Minnesota’s “no-fault accident system”?

Minnesota has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident. PIP benefits also include;

The full cost of medical expenses happened due to the accident

Wage loss due to injury (up to three years)

up to $20 per day for home services (like cleaning and maintenance)

Funeral expenses up to $20,000 if the person passed away in the accident.The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, Minnesota’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.

Which are the most expensive cities in Minnesota to insure?

Auto insurance in Minnesota is expensive in cities such as Saint Paul, Saint Louis Park, Saint Cloud, Minneapolis, and Maplewood.