Cheap Car Insurance In North Carolina

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North Carolina Coverage

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Charlotte, NC

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North Carolina Car Insurance

If you want to drive legally on the roads of North Carolina, you must have an active North Carolina auto insurance policy. According to recent surveys, the average yearly car insurance premium in North Carolina is $865 which is 39.4% less than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of North Carolina.

A licensed driver should carry a minimum liability auto insurance North Carolina for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The Minimum Policy Coverage

$30,000 bodily injury liability per person.
$60,000 personal injury protection per accident.
$25,000 property damage liability per accident.

Cheap Car Insurance In North Carolina

In North Carolina, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in North Carolina and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in North Carolina.

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Optional Coverage

Accident Forgiveness
Roadside Assistance

Rental Reimbursement
Extended Coverage

Cheap Car Insurance Providers In North Carolina

Cheap car insurance providers in North Carolina are:

Progressive, Utica National, Liberty Mutual, NC Farm Bureau, Penn National, GEICO, Titan, State Farm, Auto-Owners, National General, Allied, Erie, Travelers, etc.

North Carolina Auto Insurance FAQS

Which are the least expensive cities in North Carolina to insure?

Auto insurance in North Carolina is the least expensive in cities such as Winston Salem, Asheville, Chapel Hill, Apex, and Cary.

What is North Carolina’s “at-fault accident system”?

North Carolina has an at-fault accident system. According to the at-fault system, the person who is responsible for causing an accident will pay for the expenses (including medical expenses). In North Carolina, a person who got injured in an accident can proceed in three ways;

Filing a claim with their own insurance company.

Filing a third-party claim with the at-fault driver’s insurance carrier.

Filing a lawsuit in civil court against the at-fault driver.

Which are the most expensive cities in North Carolina to insure?

Auto insurance in North Carolina is expensive in cities such as Fayetteville, Charlotte, Gastonia, Indian Trail, and Wilson.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.