Cheap Car Insurance In North Dakota

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North Dakota Coverage

Fargo, ND

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North Dakota Car Insurance

If you want to drive legally on the roads of North Dakota, you must have an active North Dakota auto insurance policy. According to recent surveys, the average yearly car insurance premium in North Dakota is $1,230 which is 13.8% less than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of North Dakota.

A licensed driver should carry a minimum liability auto insurance North Dakota for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The Minimum Policy Coverage
  • $25,000 bodily injury liability per person.
  • $30,000 personal injury protection per accident.
  • $25,000 property damage liability per accident.

Cheap Car Insurance In North Dakota

In North Dakota, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in North Dakota and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in North Dakota.

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Optional Coverage

  • Complete TickAccident Forgiveness
  • Complete TickRoadside Assistance
  • Complete TickRental Reimbursement
  • Complete TickExtended Coverage

Cheap Car Insurance Providers In North Dakota

Cheap car insurance providers in North Dakota are:

USAA, Allied, Nodak Mutual, Grinnell, State Farm, Safeco, Progressive , State Auto, Auto-Owners,Auto Club Group, Allstate, American Family, MetLife, EMC, etc.

North Dakota Auto Insurance FAQS

Which are the least expensive cities in North Dakota to insure?

Auto insurance in North Dakota is the least expensive in cities such as West Fargo, Casselton, Horace, Grand Forks AFB, and Fargo.

What is North Dakota’s “no-fault accident system”?

North Dakota has a no-fault accident system. According to the no-fault system, your insurance coverage will pay for the expenses of anyone covered under the policy despite who caused the accident. A no-fault/PIP claim won’t compensate for your “pain and suffering” and other non-monetary damages happened due to the accident. You will be covered for medical bills and other economic losses. The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, North Dakota’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.

Which are the most expensive cities in North Dakota to insure?

Auto insurance in North Dakota is expensive in cities such as Hazen, Beulah, Williston, Mandan, and Rugby.

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