Medigap (Medicare Supplement)

What Is Medicare Supplement? What Does It Cover?

Compare Rates From Top Health Insurance Providers.

Your information is safe and secure.


If you are enrolled in Medicare Part A and B, Medigap plans can help fill the coverage gaps in Original Medicare. Medigap plans are sold by private insurance companies and are designed to assist you with out-of-pocket costs (e.g., deductibles, copays, and coinsurance) not covered by Original Medicare. These plans are available in all 50 states of the United States and can vary in premiums and eligibility. Although Medigap plans are standardized, few plans may not be available in your area.


  • Premium - All Medigap plans require that you continue to pay your Part B premium and a separate premium for Medigap coverage. The standard Part B premium for 2019 was $135.50 a month.
  • Deductible - Some plans have deductibles.
  • Copays - A copayment may apply to specific services.
  • Coinsurance - The percentage of coinsurance varies depending on the plan.

Limitations and Salient Features

Limitations: Usually Medigap coverage has no limitations and is available anywhere that Medicare is accepted.

Salient Features:

  • Few Medigap plans cover foreign travel emergency services
  • Once you are enrolled in a plan, it renews every year as long as you pay your premium and the plan is available.

After you are enrolled in Medicare Part A and Part B, you can select a Medigap (Medicare Supplement) plan from approved private insurance companies. The best time to buy a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

  • We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
  • We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.

It's easy to start saving

call auto insurance

Buy Online

Enter zip code to compare Insurance quotes customized for you

Enter Zip Code To Begin

Enter Zip Code To Begin

Enter Zip Code To Begin

car insurance number

Call an Agent

Whether you just prefer a friendly voice or need more information, our live agents are readily available to help you save money