Thank you for your interest in InsuranceXR ("Website"). InsuranceXR provides consumers (collectively, "Consumers" and individually, "Consumer" or "you") an online platform to request quotes for health and auto insurance from insurance providers and insurance agents (collectively "Service Providers" or “Providers”).
By accessing the website at www.insurancexr.com, you are agreeing to be bound by these terms of service, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.
Using our platform, a consumer can request for quotes for insurance ("Service Request") from Service Providers. Consumers must provide the required information to submit a valid Service Request. All Service Requests posted through the Website must be lawful and not in violation of any local, state, or federal law. After submission of a Service Request, InsuranceXR will match you with Service Providers that match the services requested. InsuranceXR does not and cannot guarantee that there will be Service Providers who are capable of or willing to complete the requested services at the time and place requested or that the Consumer will receive Quotes from Service Provider(s).
By registering with InsuranceXR, Service Providers agree that they are duly licensed (if applicable) and have the qualifications, experience, and ability to provide quotes. We also provide a list of Service Providers from third party sources in our platform. We are not liable if the Service Providers from third party sources are unqualified or unable to provide service.
InsuranceXR does not verify all information provided by Service Providers and expressly disclaims any guarantees or warranties from them. Consumers should conduct their own investigation of Service Providers, including, but not limited to, whether service providers are appropriately licensed for the requested services and the profile is authentic or not.
InsuranceXR does not endorse or recommend the services of any particular Service Provider. It is entirely up to the Consumer to enter into a direct contract or otherwise reach an agreement with a Service Provider.
InsuranceXR will not work to resolve any disputes between Consumers and Service Providers (collectively "Users") and is not responsible for disputes, claims, losses, injuries, or damage of any kind that might arise out of or relate to the conduct of Users. you are solely responsible for your interactions with service providers.
In exchange for the privilege of accessing the website, you expressly agree to release insurancexr (and its officers, directors, affiliates, parent companies, employees, and agents) from any claims, demands, causes of action, losses, and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with any dispute you have with one or more service providers. If you are a California resident, you waive California civil code section 1542, which says: "a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."
InsuranceXR acts as a portal to facilitate insurance agents, insurance companies, and other similar parties (“Provider”) to offer insurance and other products for sale and to sell to consumers who have applied through InsuranceXR to receive insurance or other authorized quotes from a Provider.
Our service allows you to compare insurance(auto, health, SR22) provided by the parties. Our service is free for you to use. We may receive commission and fees from Providers. The service provided by InsuranceXR is only available to the residents of the United States, and insurance offered by insurance companies may not be available in all states. You may not accept these Terms or use this service if you are not of legal age to form a binding contract with InsuranceXR. You must not access InsuranceXR or accept these Terms if you are a person who is either barred or otherwise legally prohibited from receiving or using the service under the laws of the state in which you reside or from which you access or use InsuranceXR.
InsuranceXR is not an insurer. Any insurance offered to you is provided to you by the party listing the insurance policy, and not InsuranceXR. The terms and conditions of any insurance product offered to you are provided by the Providers based on their underwriting and may vary based on a number of factors solely as determined by the insurers. We don’t provide advice or endorse insurance products or Providers that appear on our website or other communication channels. As a result, it is your sole discretion whether to take out a policy based on a quote you get through our service and to make sure the policy that is of interest to you meets your specific needs.
Actual availability and pricing are determined by the Providers after you complete an application over the phone. The accuracy of your information, the information further obtained by the Providers, and your answers to additional questions on the website, email, or on the phone may impact the pricing and availability of the policies.
InsuranceXR does not provide an application for insurance. We are providing you with an interface to connect you to a number of potential Providers. Any incorrect information entered by you may result in incorrect insurance quotes and/or may make a policy invalid, within the sole discretion of the insurer. We will pass the information we collect to third parties in order to provide our services.
Please note that InsuranceXR may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.
Any use, modify or copy of the materials is strictly prohibited under copyright rules, this includes:
In no event shall insurancexr.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on insurancexr.com’s website, even if insurancexr.com or an insurancexr.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
You must not use insurancexr.com in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use appliancerepairly.com to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or in relation to insurancexr.com without express written consent from the owner.
You must not use insurancexr.com to transmit or send unsolicited commercial communications.
You must not use insurancexr.com for any purposes related to marketing without the owner's express written consent.
The materials appearing on the insurancexr.com website could include technical, typographical, or photographic errors. insurancexr.com does not warrant that any of the materials on its website are accurate, complete, or current. InsuranceXR.com may make changes to the materials contained on its website at any time without notice. However, insurancexr.com does not make any commitment to update the materials.
InsuranceXR.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by insurancexr.com of the site. Use of any such linked website is at the user’s own risk.
User’s use of the Service and any claims related to it are governed by the laws of the State of Delaware without reference to its conflict of laws rules. User consents to the exclusive jurisdiction of the state and federal courts located in Delaware and User waive to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding.