Terms Of Use

Thank you for visiting this website (this “Site”), which is owned and operated by InsuranceXR (“InsuranceXR,” “we,” “us,” and “our”). These Terms of Use govern your use of this Site.


EFFECTIVE DATE

April 27th, 2020


TERMS OF USE

Please read through these Terms of Use carefully before you use our service. The service includes your use of our print materials, our website (the “Website”), the information included therein (the “information”), and InsuranceXR (“insurancexr.com”). The Service is offered to you on the condition that you agree to all the terms, conditions and notices contained herein without any modifications, which includes warranty disclaimers and disclaimers of liability. InsuranceXR reserves the right to change these Terms of Use from time to time in its sole discretion. In the case of any violation by you of these Terms of Use, InsuranceXR may terminate your right to use the service and reserves the right to seek all remedies available by law and in equity for such violations.

By accessing the website at www.insurancexr.com, you are agreeing to be bound by these terms of service, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.


LICENSE

Any use, modify or copy of the materials is strictly prohibited under copyright rules, this includes: Using the materials for any commercial purpose, or for any public display (commercial or non-commercial). Attempt to decompile or reverse engineer any software contained on InsuranceXR’s website. Remove any copyright or other proprietary notations from the materials. Transfer the materials to another person or “mirror” the materials on any other server. Republish material from this website (including republication on another website). Sell, rent, or sub-license material from the website. Show any material from the website in public. Reproduce, duplicate, copy, or otherwise exploit material on this website for a commercial purpose. Edit or otherwise modify any material on the website.


DISCLAIMER

InsuranceXR acts as a portal to facilitate insurance agents, insurance companies and other similar parties (“Provider”) to offer insurance and other products for sale and to sell to consumers who have applied through InsuranceXR to receive insurance or other authorized quotes from a Provider.

Our service allows you to compare insurance(auto, health, SR22) provided by the parties. Our service is free for you to use. We may receive commission and fees from Providers. The service provided by InsuranceXR is only available to the residents of the United States, and insurance offered by insurance companies may not be available in all states. You may not accept these Terms or use this service if you are not of legal age to form a binding contract with InsuranceXR. You must not access InsuranceXR or accept these Terms if you are a person who is either barred or otherwise legally prohibited from receiving or using the service under the laws of the state in which you reside or from which you access or use InsuranceXR.

InsuranceXR is not an insurer. Any insurance offered to you is provided to you by the party listing the insurance policy, and not InsuranceXR. The terms and conditions of any insurance product offered to you are provided by the Providers based on their underwriting and may vary based on a number of factors solely as determined by the insurers. We don’t provide advice or endorse insurance products or Providers that appear on our website or other communication channels. As a result, it is your sole discretion whether to take out a policy based on a quote you get through our service and to make sure the policy that is of interest to you meets your specific needs.

The quotes provided to you are provided to us by third parties; therefore InsuranceXR cannot guarantee their accuracy and whether they are the most current quotes available. The quotes do not constitute bookable rates, as the actual bookable rate requires additional information from you, and may vary relative to the provided quotes. We do not guarantee that the insurance offered by the Providers on our website or other forms of communication includes the best terms or lowest rates available in the market.

Actual availability and pricing are determined by the Providers after you complete an application over the phone. The accuracy of your information, the information further obtained by the Providers, and your answers to additional questions on the website, email or on the phone may impact the pricing and availability of the policies.

InsuranceXR does not provide an application for insurance. We are providing you with an interface to connect you to a number of potential Providers. Any incorrect information entered by you may result in incorrect insurance quotes and/or may make a policy invalid, within the sole discretion of the insurer. We will pass the information we collect to third parties in order to provide our services.

Please note that InsuranceXR may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.


LIMITATION

In no event shall InsuranceXR or its partners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on InsuranceXR’s website, even if InsuranceXR or an InsuranceXR authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


ACCEPTABLE USE

You must not use InsuranceXR in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use InsuranceXR to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or in relation to InsuranceXR without express written consent from the owner. You must not use InsuranceXR to transmit or send unsolicited commercial communications. You must not use InsuranceXR for any purposes related to marketing without the owner's express written consent.


ACCURACY OF MATERIALS

The materials appearing on InsuranceXR website could include technical, typographical, or photographic errors. InsuranceXR does not warrant that any of the materials on its website are accurate, complete, or current. InsuranceXR may make changes to the materials contained on its website at any time without notice. However, InsuranceXR does not make any commitment to update the materials.


LINKS

InsuranceXR has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by InsuranceXR of the site. Use of any such linked website is at the user’s own risk.


GOVERNING LAW

User’s use of the Service and any claims related to it are governed by the laws of the State of Delaware without reference to its conflict of laws rules. User consents to the exclusive jurisdiction of the state and federal courts located in Delaware and User waive to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding.

In Accordance with the Form "Request a Quote":

By entering phone number, email address and submitting this form, you represent that you are at least 18 years old and agree to our Privacy Policy and Terms of Use. You also authorize InsuranceXR and/or its marketing partners to contact you for marketing/telemarketing purposes at the number and address provided above, including your wireless number, using live operators, automated telephone dialing systems, pre-recorded messages, text messages and/or emails, even if your telephone number is currently listed on any do not contact E-mail list, internal, corporate, state, or federal Do Not Contact list. *