Cheap Car Insurance in Florida
Compare the best rates from top car insurance companies in Florida.
Florida Car Insurance
If you want to drive legally on the roads of Florida, you must have an active Florida auto insurance policy. According to recent surveys, the average yearly car insurance premium in Florida is $1,878 which is 31.6% more than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Florida.
A licensed driver should carry a minimum liability auto insurance Florida for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.
The minimum policy coverage
- $10,000 no-fault or personal injury protection insurance.
- $15,000 property damage liability insurance.
Cheap Car Insurance in Florida
In Florida, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Florida and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Florida.
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- Accident Forgiveness
- Roadside Assistance
- Rental Reimbursement
- Extended Coverage
Cheap car insurance providers in Florida
Cheap car insurance providers in Florida are:
USAA, Amica, Electric, Progresive, Mercury, Allied, Esurance, State Farm, Allstate, GEICO, etc.
Florida Auto Insurance FAQS
Which are the least expensive cities in Florida to insure?
Auto insurance in Florida is least expensive in cities such as Gainesville, Cape Coral, Tallahassee, Palm Bay, and Lakeland.
What is Florida’s “no-fault accident system”?
Florida has a no-fault accident system. According to the no-fault system, your insurance coverage will pay for the expenses of anyone covered under the policy despite who caused the accident. The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, Florida’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.
Which are the most expensive cities in Florida to insure?
Auto insurance in Florida is most expensive in cities such as Hialeah, Miami Gardens, Miami, Tampa, and West Palm Beach.
About The InsuranceXR
The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:
- We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
- We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.