Cheap Car Insurance in Minnesota
Compare the best rates from top car insurance companies in Minnesota.
Minnesota Car Insurance
If you want to drive legally on the roads of Minnesota, you must have an active Minnesota auto insurance policy. According to recent surveys, the average yearly car insurance premium in Minnesota is $1,258 which is 12% less than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Minnesota.
A licensed driver should carry a minimum liability auto insurance Minnesota for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.
The minimum policy coverage
- $30,000 bodily injury liability per person.
- $60,000 bodily injury liability per accident.
- $10,000 property damage liability per accident.
Cheap Car Insurance in Minnesota
In Minnesota, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Minnesota and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Minnesota.
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- Accident Forgiveness
- Roadside Assistance
- Rental Reimbursement
- Extended Coverage
Cheap car insurance providers in Minnesota
Cheap car insurance providers in Minnesota are:
Cheap car insurance providers in Minnesota are Farm Bureau Mutual, Western National, Hartford, West Bend Mutual, Allied, State Farm, American Family, General Casualty, Farmers, Nationwide, Allstate, etc.
Minnesota Auto Insurance FAQS
Which are the least expensive cities in Minnesota to insure?
Auto insurance in Minnesota is least expensive in cities such as Mankato, Moorhead, Rochester, Shakopee, and Apple Valley.
What is Minnesota’s “no-fault accident system”?
Minnesota has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident.
PIP benefits also include;
The full cost of medical expenses happened due to the accident
Wage loss due to injury (up to three years)
up to $20 per day for home services (like cleaning and maintenance)
Funeral expenses up to $20,000 if the person passed away in the accident.The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, Minnesota’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.
Which are the most expensive cities in Minnesota to insure?
Auto insurance in Minnesota is expensive in cities such as Saint Paul, Saint Louis Park, Saint Cloud, Minneapolis, and Maplewood.
About The InsuranceXR
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